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Latest data from the Mortgage Bankers Association for the week ending October 8, 2021

  • Market index 686.1 vs 684.5 before
  • Buy index 279.8 vs 275.7 before
  • Refinancing index 3,023.0 vs. 3,037.6 before
  • 30-year mortgage rate 3.18% vs. 3.14% previously

A modest increase in mortgage activity despite a further rise in rates, the surge in purchases offsetting the drop in refinancing requests. That said, with higher rates and higher prices, this will challenge demand conditions in the weeks to come.