Smart Ways to Get Pet Insurance


If you want to get the most out of your coverage, you’ll need to choose your plan, provider, and schedule carefully.

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If you have a dog or a cat, buying pet insurance may be something to consider. Much like human health insurance plans, these can help offset or even fully cover any unforeseen medical bills, surgeries, or treatments your pet may need. In some cases they also cover preventive care.

Just be aware that not all pet insurance policies are created equal. If you want to get the most out of your coverage, you’ll need to choose your plan, provider, and Hourly carefully. Use this guide to learn more about buying pet insurance – and how to do well.

If you’re considering pet insurance, start by getting a free quote online now.

Smart Ways to Get Pet Insurance

1. Buy it when your pet is young

The younger your pet, the less insurance you will pay. So insure them while they are still a puppy or a kitten? It could save you a good amount of money.

Also, some pet insurers have age limits on their policies, so you might struggle to find coverage once your pet turns 10 (or older).

Another advantage of taking out youngster insurance is that you can ensure that all accidents are covered while your pet is still learning and growing. If your pup swallows something he’s not supposed to or your cat escapes and gets injured, having insurance will save you from paying a large medical bill for treatment.

2. Buy it when your pet is healthy

Don’t wait until your pet has a lot of health problems to get insurance. Not only will this cost you a higher premium, but these conditions (and their treatments) may not be covered.

Many pet insurers refuse to cover pre-existing conditions, except in rare circumstances. If you want to make sure your pet’s future health issues are covered, it’s essential to purchase insurance now, before they develop any.

3. Buy it when your budget is limited

It seems counter-intuitive, but getting insurance when you are short of money is probably the best time to do so. Just think: if your pet were suddenly injured or diagnosed with a serious illness, would you have the funds to handle the large medical bill associated with the treatment? Would you have to put the charges on an expensive, high-interest credit card? If so, paying $20 a month for insurance is probably a wise investment.

Get started now with a free online quote so you know exactly what to expect.

4. Buy it after buying from suppliers

Each provider offers different plans, coverages, and premiums, so shopping around is essential if you want to get the best deal. Try to get quotes from at least three different insurers and compare each in terms of coverage and costs.

You also need to consider any discounts provide insurers. Some companies offer premium discounts if you pay in full, are a military service member, are a senior, or bundle your coverage with other types of policies. These can save you quite a bit on your premiums.

Use the table below to start comparing providers and policies.

Think about your savings

If you’re unsure if pet insurance is the right decision for your furry friend, consider the status of your savings account. Would you have enough to cover an emergency or injury if your pet was injured? Otherwise, a small monthly insurance premium it might be worth it for peace of mind.

Not sure you can afford it? Get a free quote online now and find out.


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