A British expat living in Sydney has decided to take the law into his own hands after noticing suspicious transactions in his bank account after a drunken night out.
After reporting the suspicious activity to the police, Joshua Fox – a radio producer and the mastermind behind the @mafsfunny Instagram account which has barely 100,000 followers – decided to try to solve the crime himself.
“I just thought no one was taking me seriously,” Mr. Fox told NCA NewsWire.
“If you want something done, you have to do it yourself.”
Mr Fox said he first noticed his bank account was at risk when he received two notifications from his bank within an hour that his card had been used.
The first alert said he withdrew $300 from an ATM in Lakemba in western Sydney and the second was a much larger transaction of $1017 spent at a tobacconist.
He locked his card and said a third transaction appeared on his phone for $1,015 but could not be processed.
Mr Fox said he reported the fraudulent transactions to Commonwealth Bank but was told it could take up to 45 days to get the money back.
“I don’t want to lose $1,300 for a month and a half as we go through a cost of living crisis,” Mr. Fox told his Instagram followers.
“I have bills to pay, Commbank.”
The 31-year-old decided to retrace his steps by using a police-style bulletin board to re-enact the events leading up to his bank details being stolen.
The whole metaphorical red string led back to a drunken night out at Frankie’s nightclub in Sydney CBD when he ordered a taxi on Hunter St around 11.05pm to take him home.
He remembers the taxi driver telling him he couldn’t pay with Apple Pay and asking him to run inside and get his bank card to pay for the ride.
“I was in the cab, me and the guy were chatting like we were best friends, having the time of my life and then the next minute he stole $1,000 from me,” Mr Fox said.
Sharing the breakthrough with his 12,200 Instagram followers, Mr Fox revealed the receipt he received from the taxi driver was for $30.58.
The transaction never appeared on his bank statement.
“It must be him!” He skimmed me!” Mr. Fox wrote in an Instagram post.
He claims that the taxi driver in question likely used a skimming machine to store his card details and PIN and carry out the fraudulent transactions.
“I may have been drunk but I still have the incessant request from my accountants to ‘get a receipt for everything’ ringing in my ears,” he wrote.
“So I did. Which means we have the skimmer.
Mr Fox took the taxi receipt to the police, but said he had been told that as the transaction took place outside of their command, they would pass on the details and someone could look into it.
Tired of waiting for answers, Mr Fox drove himself to the western interior tobacconist and asked if he could see the store’s CCTV camera footage.
He claimed the salesman told him the store did not have one, but video taken by Mr Fox shows the store clearly had a camera on the wall.
NSW Police said an investigation had begun. .
Mr Fox said he received hundreds of messages a day from people across Australia who had similar experiences.
He said he wouldn’t give up until he solved the crime and brought justice to other potential card fraud victims.
“I don’t want that to happen, I don’t want the taxi driver to keep doing that to other people,” he said.