Apple Cash virtual debit cards could switch from Discover to Visa

Apple Cash, formerly known as Apple Pay Cash, may be moving from the Discover payment network to Visa, a new report from MacRumors suggests. Visa has a much larger global network than Discover, which could explain the move.

Since its launch in 2017, Apple Pay Cash had a partnership with Green Dot Bank on Discover’s network, but in recent days users have noticed that virtual Apple Cash cards now sport a Visa logo. Apple Cash virtual cards reside in users’ Apple Pay mobile wallets and allow them to send peer-to-peer payments via iMessage. They work like virtual debit cards and can be linked to a bank account or another debit card. Cash back earnings from Apple Card customers can also be paid into Apple Cash accounts.

Apple didn’t immediately respond to a request for comment on Friday, so we don’t know if this transition will happen for all Apple Cash users or when. But MacRumors states that users who have Discover Apple Cash accounts can generate a new Apple Cash account number on the Visa network by disabling Apple Cash in their device settings (I was unable to replicate this on my own device until present), then reactivating it.


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