The program is now called “Strengthening human capital for a resilient Morocco” instead of “Reforming health and social protection in Morocco”, including protection against climate risks.
The World Bank must respect, this week, a loan of 500 million dollars, in order to support the reform and the generalization of social protection in Morocco through a program entitled “Strengthening of human capital for a resilient Morocco”. This program, developed in collaboration with the government, adopts the Royal Guidelines and the proposals for the new development model, with a section dedicated to improving protection against the risks associated with climate change and catastrophic events.
The board of directors of the World Bank is to grant a loan of 500 million dollars to Morocco this week. It is intended to support the Royal Project for the reform and generalization of social protection through a program entitled “Strengthening human capital for a resilient Morocco”. This program, developed in collaboration with the government, falls within the objectives of the new development model. It comprises three pillars covering Morocco’s entire health and social protection reform, including the adoption and institutionalization of the legal framework, the gradual universalization of compulsory health insurance, the strengthening of health infrastructure and human resources, the implementation of the family allowance program, the reform of subsidies and the expansion of pension schemes. The program is organized into three pillars: Improving protection against health risks; Strengthening protection against loss of human capital in childhood and against poverty in old age; and Improved protection against risks related to climate change and catastrophic events.
According to the loan document submitted for the approval of the World Bank and of which “Le Matin” has a copy, the Moroccan program foresees profound changes both on the demand side and on the supply side of the health system. On the demand side, it aims to extend health insurance coverage to the 11 million people who are uninsured, moving from 70% to universal coverage. On the supply side, it proposes building and modernizing health infrastructure, creating a family medicine system, establishing a new public health service, decentralizing service delivery to the regions and implementing implement an integrated health information system. In addition, the transformation of current social protection programs into an integrated system of family allowances has the dual objective of reducing poverty and vulnerability, while strengthening the human capital of the children it targets. Furthermore, the reform program also aims to improve the financial sustainability of the pension system and extend pension coverage to self-employed and self-employed workers.
With regard to building resilience to natural disasters and climate risks, the program aims to consolidate the institutional framework and government coordination for the management of related risks. It also aims to provide aid against the effects of drought on the 2021-2022 agricultural season. In addition to the improvement of risk transfer mechanisms such as agricultural insurance as well as the extension of the scope of intervention of the Solidarity Fund against catastrophic events (FSEC) to cover droughts. The program has quantified objectives. Among other things, the percentage of the population covered by health insurance must reach 90% in 2025, instead of 69.9% in 2021. For women and girls of all ages, it must be 90%, compared to 55.4% last year. Similarly, the percentage of self-employed workers in climate-vulnerable sectors who are covered by health insurance is to be 90%, up from 0% in 2021. The number of workers enrolled in a pension scheme is to 6 million (including 2.23 million women) in 2025, compared to 4.5 million in 2021 (including 1.48 million women).
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